Job Details

Credit Analyst

The Credit Analyst is key in making data-backed recommendations through research and analysis of customer financial documents. This role is responsible for analyzing financial data to assess the likelihood of a borrower honoring their financial obligations on behalf of the bank.

Position can be located in Henderson. It is not a remote position.

To learn more about us, visit firstsavingsbanks.bank

The Credit Analyst conducts in-depth financial analysis of loan applications including financial statements, tax returns, cash flow projections, and credit reports. Evaluates creditworthiness of prospective borrowers based on financial data, industry trends, and economic conditions. Prepares comprehensive credit presentations outlining the recommended credit structure, terms, and conditions. Monitors the credit risk of the existing portfolio by reviewing financial statements and conducting regular portfolio reviews. Works closely with the loan officer to ensure timely and accurate credit decisions are made. Adheres to all company credit policies and guidelines established by the bank. Other duties as assigned.

Bachelor's degree in Finance, Accounting, or related field required. 2+ years of experience in credit analysis or lending preferred. Experience with Moody's Analytics or similar software strongly preferred.

Health Insurance, Dental Insurance, Vision Insurance, Paid Vacation, Sick, and Holiday time, A competitive 6% 401k match, And more!

Candidate must pass a pre-employment screening including credit history and criminal record check. Candidates should only apply to jobs posted on reputable sources. These include (but are not limited to) our Company Website, Indeed, Glassdoor, LinkedIn, etc. Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.