Job Details

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Affirm's next frontier is the Card platform. The Card team is building the first‑of‑its‑kind platform to enable consumers to access affirm pay‑over‑time at any merchant that accepts debit or credit cards. Consumers can spend with confidence at any merchant, in‑store or online, and know they will be supported by the hallmark trust, transparency, and “no gotchas” that define affirm products.

We are a highly technical & collaborative team, obsessed with delivering the right outcomes to our customers, so our work spans from launching new product features, to getting into the weeds of credit card transaction data, to improving the robustness of our financial platform. We operate with a high level of technical capability, strong cross‑functional communication, and a creative mindset.

What you'll do

• Lead a high performing backend engineering team (Kotlin & Python)
• Collaborate with Product, Analytics, Design, Operations, and other engineering teams to develop a technical roadmap that meets customer & business needs
• Coach, develop, retain, and provide thoughtful feedback to team members
• Hold a high technical bar with a bias toward longevity and simplicity
• Foster a team culture around innovation, accountability, empathy, and execution
• Collaborate & align with other engineering leaders across affirm

What we look for

• 7+ years of engineering experience, including 3+ years of engineering management/leadership
• Experience and desire to change consumer financial services for the better
• Track record of successfully architecting, building, launching, and growing financial products at scale
• Proven ability to scale and foster a high‑performing engineering team
• Strong cross‑team communication and collaboration skills
• Strong analytical rigor, innovative mindset, obsession over product excellence, and an ability to move fast
• Card network experience is a plus
• This position requires either equivalent practical experience or a Bachelor's degree in a related field

Benefits

• Health care coverage – affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets – generous stipends for spending on technology, food, various lifestyle needs, and family‑forming expenses
• Time off – competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP – an employee stock purchase plan enabling you to buy shares of affirm at a discount

We believe it's on us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

For U.S. positions that could be performed in Los Angeles or San Francisco, pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, affirm will consider for employment qualified applicants with arrest and conviction records.

Pay Grade – P
Equity Grade – 13

USA base pay range (CA, WA, NY, NJ, CT) per year: $225,000 – $275,000
USA base pay range (all other U.S. states) per year: $200,000 – $250,000